Mobile Money Transfers


Account to  M-Pesa transfers


This is a service that allows customers (whether in the diaspora or in Kenya) to move money from their ABC Bank Kes account to any M-Pesa account in Kenya on the Internet Banking platform.

Steps to complete your transaction
• Log in to Internet Banking
• Click transfers> Mobile transfers
• Select account number to transfer the money from
• Enter your beneficiary’s phone number in the format 2547xxxxxx
• Enter your beneficiary’s name and amount to be transferred
• Click on Submit
– Please note, if you are not registered for second level authentication,  this concludes the process and the funds will be sent to your beneficiary immediately.
– If you are registered for second level authentication, you should proceed to the next step.
• Click on Send me Tan if registered for sms authentication and enter the code that you have received on your mobile phone or if you are using a Token, enter the six digit code on your device on the Insert tan tab
• Click confirm to complete the transaction

Transaction charges: Applicable charges will be displayed on our Internet Banking platform/mobile app prior to completing a transaction.

Transaction amount: Maximum amount is Kes 150,000 per transaction

M-Pesa Balance: Maximum daily amount that an M-Pesa wallet can hold is Kes 300,000

M-pesa to account transfers


M-Pesa Pay Bill is a service that allows customers to make transactions from their mobile phones to their ABC Bank accounts. ABC Bank offers this service in two fold;
• Customers can send money from their M-Pesa accounts to their ABC Bank accounts using the pay bill number 111777
• Customers in business can request for their own pay bill numbers where their customers can pay them straight to their ABC Bank accounts

Steps for using the Bank’s pay bill number
• Go to M-Pesa menu on your mobile phone
• Select Lipa na M-Pesa
• Select Pay Bill
• Enter Business no – 111777 (this is ABC Bank’s pay bill number)
• Enter account no – this is the customers ABC Bank account number.
• Enter amount
• Enter M-Pesa PIN
• Verify information and click ok

Steps for using a customers pay bill number
• Go to M-Pesa menu on your mobile phone
• Select Lipa na M-Pesa
• Select Pay Bill
• Enter Business no. –this is customers unique pay bill number
• Enter account no.- this is the customers ABC Bank account number. For schools, this is the student’s administration number or name
• Enter amount
• Enter M-Pesa PIN
• Verify information and click ok